Remember the days of emptying your purse/wallet of coppers because it felt like you were lugging a dead body around?
Gone are the days of coppers bulking out my purse, or any other coins for that matter! It seems the simplicity of carrying cash is actually dying out!
Recently after lunch with a friend, I left my only coins as a tip for the smiley waiter. Not only was it a little under 10% but it also left me penniless, so to speak!
Following my feeble tipping, I then went into a shop and was pretty embarrassed to realise that I would have to pay by card, for 48p!
My friend had abandoned me, (possibly from sheer embarrassment) so my only option failing card payment was to hang my head in shame and put my item back on the shelf!
It made me realise that I rarely carry cash, in fact if I ever find any in my purse I'm genuinely shocked!
Now bear with me (Bear or bare?!) while I tell you what's in my purse...
(Try to contain your excitement.)
Apparently I'm too old to class myself as a Millenial (Pah!) but this youthful category of humans are favouring cashless apps over actual cash!
I use my cards and proudly declare that I have ApplePay installed on my phone. (Oh yeh!) I've used it only once because I tend to forget it's there, which probably justifies my non-Millenial status! Oops 😳
I got to googling (1. The way to search (IMO) & 2. How did we survive before?) and I discovered people everywhere, who think that old fashioned cash carrying is a thing of the past!
So lets find out...
1. Eating out
You want to tip the fab service but did you know that sometimes the patient staff member doesn't get it all? Yep if you tip on card, quite often the management take a portion of it!
So tip with cash!
2. Stopped Card
Ever had your card declined? (Yes, yes I have. It was embarrassing 😒)
An unusual spend can trigger your card to be suspended. If you're sat at home while someone else trashes your bank account then you want them stopping right? But if you're simply treating yourself, you could be stuck with a measly 88p in your pocket!
3. Those little emergencies
4. Like discounts?
Those small/local businesses still get charged a fee for every transaction and some add it to your cost to cover theirs. If you wave your cash around you'll not only make them happier but they may give you a discount! (Woo!)
5, The simple pleasure of having cash
Easier to manage? Do you really keep track of what you swipe on those cards?
Oh and it can be quicker at the bar, especially if the bartender has to pace with the card machine awaiting signal!
No losing money, no faffing for the right change at the front of a long and impatient queue, just swipe or tap and payment has been made, Ta-dah! 🤗
There are loads of apps out there; Apple Pay, Android Pay, Paypal to name just a few!
You savvy people probably know more, simply download, add your details and your virtual wallet is ready!
3. Keeping track
Tracking your spending wherever ,whenever!
No waiting for monthly statements to land on the doormat like the good old days!
Free your pocket of receipts and be freeee! 😁
Using cards instead of cash could actually benefit you.
Some credit/debit cards give rewards when you use them. But use them wisely!
5... (cue tumbleweed)
I'll be honest, I can't think of a 5th, lame I know.
So feel free to erm...contribute with your own cashless number 5! 😆
Is carrying cash dying out?
The debate continues!
Less people carry cash and don't miss physically feeling their money. Only this week, we narrowly escaped the elimination of coppers due to lack of use! Though, if like me you have a tin of them, click here for some creative ideas on how to use them!
(Number 6 sounds good to me! Though number 8 is the one I think most of us do)
My husband doesn't possess the patience to carry money, never mind count it out in a shop. On the rare occasion he does have cash, he simply leaves it around the house by way of accessorising the place!
Me, I'll stick to using my cards but maybe I'll carry a little cash for those moments when I might just need 48p...
What do you think? Cash or not? Tell us in the comments 🙂
Hi I'm Sarah!
Blogger in The Lakes
I live in the beautiful Lake District...
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